The Truth About The Healthcare Industry


The Truth About The Healthcare Industry, is it is an Oligopoly, an Industry, with very high costs and low quality of service. The book looks at the last 30 years and explains how this industry has stolen $21 trillion, through false billings, accounting fraud, kickbacks and restrained trade by using economic duress. As this industry expanded, it damaged other industries, especially the manufacturing industry, which closed 75,000 companies and caused the loss of 7 million manufacturing jobs. The book shows that the government has known for some time, has covered up the illegal practices, especially the IRS. The presumption that the private insurance companies’ contracts supersede the patient’s contract is false, because of the substantive legal requirements of the Parole evidence rule.

The book presents a solution to the problem, which will cut healthcare cost in half, eliminate state taxes for Medicaid, move 1.5 trillion a year into other industries, increase salaries, thereby increasing tax revenues. The new system will not increase government spending but use the existing expenditures for all healthcare programs, the book presents several countries, which have gone to a single payer system and spend less than half per capita than the United States. The facts show we can move to a single payer system in this country, with no increase in taxes and eliminate all private health insurance premiums.

Cover created by Dora

Available on Amazon


Swim Coach! Diving in Deep

Swimming Coach Diving in Deep

Swim Coach! Diving in Deep (Book 2 of the SWIM COACH! series)

By Dusty Kohl

Diving in Deep isn’t about the water, but about Shane’s life. His path takes unpredictable twists to outgrow his need of a life swim coach. Shane’s job, Director at Dawg On Adult DVDs, challenges his private relationship and redefines his morality. Tougher players of opposing ethereal battles arise demanding a leader. Few believe he is up to that task.

Book is available here:

Published: Dec. 01, 2014
Words: 229,070
Language: English
ISBN: 9781310243523

Available formats: epub mobi pdf (and more)                                               

This cover was a premade and the author added his own choice of fonts. This cover was made by Dora.

A Good Premade Cover Sometimes Does the Job

Sometimes various samples I create for a client as potential covers get rejected. And there I am left bereft with this unwanted, lonely cover. What do I do with it?  Do I send it to the Island of Misfit Toys? Sort of. I pop over to my other cover site,, and upload it there.

Just because a cover doesn’t work for you doesn’t mean it’s not going to work for someone else, and if there’s one thing I hate it’s wasted hard work.  So there my huge selection of unwanted babies sit, hoping to find a home someday. Sometimes they do. Often they don’t.

Premade covers seem to be developing a stigma in the cover underworld, and with good reason. Some people sell one, then they sell it again, and they sell it again. That hardly leaves coveted originality for the discerning self-published author. But that doesn’t happen with me, not even with these, which is probably why I have so many. I want my covers to stand out, to sell, and there’s only one way to do that. Practice, practice, practice.

I’m bringing this up because sometimes I’ll stumble across covers made by someone else in some capacity or another, and although they have great potential I wince because the title doesn’t stand out, or they look like they were rolled out on a counter and cut using a cookie cutter. Sometimes I’ll find another person’s portfolio and weep from the sheet genius – and let me tell you, I can’t compare myself to some people’s genius. Their cover genius is hard to comprehend. Their diversity makes you want to sing hymns. And they charge an arm and a leg for it – rightfully so.

But even so I keep plugging along because I gotta, because I like to, because this is what I do. For now.

If you’re a cover artist who also gets a lot of unwanted covers, changing them up to be different from the *accepted* cover enough to into a premade gallery isn’t a bad idea. It helps you to get your time back. It also lets you show off a little, especially if your favorite just happens to be a cover that was rejected. And then others get to see your work. So you get a two in one deal: you get to show folks “lookit wut I can do” alongside “lookit wut you can buy”.

I don’t really have much more to say than that this morning. Just a random thought inspired by looking at some covers made by other people – both genius and mediocre.


Frank Crowe, The Dam Builder Who Changed the Face of the Earth Promo Video

The promo video for Dov Silverman’s new book: Frank Crowe, the Dam Builder Who Changed the Face of the Earth. This historical fiction covers the time around the Great Depression during the building of Boulder Dam, which we know of as Hoover Dam today. All footage (and the music) in this video comes from that time period and is from the public domain. Much of it is from the building of Boulder Dam.

You can find out more about Dov Silverman at

This video represents hours of work as I searched for proper footage. We are proud to display this our latest work for an excellent client.

Times New Roman – why I try not to use it

man-with-glass-writing-at-desk-clerk-thank-you-card-paying-bills-dot-is-pen-ink-drawing[1]The Smashwords Style Guide indicates that when formatting your book to use the all-too-famous Times New Roman font. It’s the dream font, the golden ticket to getting things correct.  Mind you, it doesn’t say to use only that font or your book will be excluded from their premium catalog. It only gives it as a suggestion.

But I try not to use it anyway.

Why?  Elementary, my dear reader. Nooks, Kindles and possibly Nextbooks don’t use it. (I have no idea what my Nextbook uses; it won’t let me change the font settings to find out.) Why would I employ a font in my formatting that’s not going to get used in the first place? I’m not allowed to embed it – that would be considered distributing. It’s not in the reader systems to be found automatically by command. It’s silly to rely on it.

What font you use in your formatting is, in fact, largely irrelevant for the Smashwords system. Unless you’re uploading an epub (which you now can do providing it follows the Style Guide) you can’t embed a font for use. And all of the ereaders will go to their automatic default when they open that Smashwords book which calls for Times New Roman. In some cases that’s going to be Gill Sans, and in others that’s going to be Georgia. No two reader models are alike, they rarely even repeat fonts from one to another, and yes those fonts choices tend to be slightly unimaginative.

Okay so you feel a serif font like Times New Roman is easier to read as opposed to a sans-serif type like Gill Sans… but that’s not going to make a difference. Let me reiterate: in most cases Times New Roman is not there. It’s so that I’m left scratching my head wondering why Smashwords would recommend Times New Roman in the first place.

Well the obvious answer is because of all the authors out there who think Comic Sans is a nifty font – maybe it’s very nifty, but it’s also not very readable and often comes off as unprofessional. But even so, why not recommend Gills Sans or Trebuchet, both of which are in use with some ereaders? Possibly because not everyone’s computer may have Gill or Trebuchet installed, but they’re most likely to have Times. Except of that’s the case it’s just as logical to suggest Arial or maybe to give the readers a choice between the two fonts.

The darkest part of me suggests it’s a dark plot on the part of Mark Coker to drive me insane with authors who read the Style Guide and want their money back because I formatted using Helvetica. He sips wine at night in front of burning, black candles plotting my doom, watching the wax dribble down from the sheer heat of his onerous temper, while his vetter slaves tack away at Commodor 64 keys in the background.

While formatting, I’m doing things in such a way I get an idea of how things will look on your Nook, Kindle or even iPhone. This means I’m going to choose various fonts the readers use and not what Smashwords says to use. I’m going to use fonts that make sense – fonts I see when I test that file on my Nook Color. Fonts you will see when you sit down to read that book on your Kindle Paperwhite. And I’m not going to cater to just the newest reader models, either.

From time to time I’ll do a web search to see what fonts are in use. Tonight I found another possibility for the suggestion of Times New Roman – Apple iBooks uses Times New Roman, as well as:

  • Athelas
  • Charter
  • Georgia
  • Iowan
  • Seravek

At last we know where Times New Roman is in use. Some.

Well I don’t own an Apple anything. I can’t afford an Apple anything. It’s a big deal if I buy an apple, being as they give me intense heartburn. And last I checked, not everyone uses Apple. So my reasons still stand.

Currently my favorite fonts of choice are Gill Sans, Helvetica, and Caecelia. Caecelia and Helvetica are used by both Kindle AND the Nook. It’s like hitting two birds with one stone. If you have those fonts installed, you get to see what your book is going to look like (a little) when I’m done.

To wind this down, here is a list of fonts that are in use by other systems that are not Apple. They’re in no particular order, and I listed where they’re used by memory after compiling the list so I might have some of that part wrong. Still. It’s a good list in case you want to format your books in such a way you see how things are going to look the way I like to.

  • Caecelia (kindle, nook touch)
  • Helvetica (kindle, nook touch)
  • Baskerville (kindle paperwhite)
  • Futura (kindle)
  • Malabar (kindle paperwhite)
  • Gill Sans (nook touch,)
  • Amasis (nook touch)
  • Palatino (nook touch)
  • Trebuchet (nook touch)
  • Ascender Sans (nook color)
  • Dutch (nook color)
  • Georgia (nook color)
  • Century School Book (nook color)

… not seeing Times New Roman in there… anywhere… keep looking…..